7988 Wadi Al Soumman Street, 
Al Nakheel District,
 Riyadh 12384

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We are making good progress! Now your valuation has been carried out, your final offer letter from the bank detailing your application will be issued. We will be in touch shortly to arrange a time and place for you to sign this.

Mortgage pre-approval is the first step in the application process for buying a property. It is when the bank reviews your application and issues a letter or email which will state that they have pre-approved you and will lend you the amount requested. This is generally valid for 60 days.

The bank will now disburse your mortgage. If your seller has a mortgage, the bank will clear this so we can proceed to transfer. If your seller owns the property outright, we are currently arranging the final documents so we can book your transfer date!

The next step is to find your dream home (if you haven't already)! During this process, you will sign a Form F and this makes up the contract for the purchasing process. It is an agreement put together by the real estate agent, signed by you and the seller, outlining the timescales and terms and conditions of the property purchase. We will always check the Form F on your behalf before you sign it. *please check your pre-approval.

The valuation will be carried out by a third party instructed by the lender. This will require physical access to the property you are buying. This allows the bank to see the accurate market value of the property.

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General Authority for Real Estate

Saudi Central Bank

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Meet our team

Alaa Suleman

Aljohara Fahad

Amer AlZurayj

Azhar Al Ahmed

Hussain AlJanubi

Meshaal Bin Hajlaa

Mohammed Muneeb

Saeed AlQarni

Shabab AlQarni

Zaid Saif

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Why Choose Holo?

Our dedicated team fast-tracks your search, arranges viewings, and manages negotiations so you can focus on envisioning your dream home.

Personalized concierge service

Your home buying journey with ease using our fully digital platform, putting convenience and control at your fingertips.

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Enjoy our expert property guidance with complete transparency—what you see is what you pay, with no extra fees.

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With more than 30 years of experience in the property buying sector, our team provides invaluable insights and guidance.

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Transparency is key. Enjoy our platform with no additional costs, allowing you to focus on what truly matters: finding your perfect home.

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We offer a digital platform powered by over 500 mortgage products from all the banks, ensuring you find the perfect fit.

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